Based in Core Specialty’s dedicated underwriting hubs across the U.S., our Umbrella and Excess team is headed by Todd Dixon, who has over 25 years experience in insurance having held positions in both underwriting & brokerage, mostly recently as SVP, Southeast Regional Manager for Core Specialty Excess Casualty.

Our experienced team of Underwriters offer creative and flexible solutions and understand the need for fast, accurate response to all inquiries.


With minimal clearance issues or volume commitments, Core Specialty offers a range of umbrella, excess and retained limit products with up to $10 million capacity offered across a range of market segments including:

E&S Lead & Excess: placements for lighter E&S classes
Program: useful capacity solutions for MGA clients
Small: lower minimums/million and exceptional service
Mid-market: for insureds with up to $500 million in annual revenues

ESCAPE: Award-winning Technology Platform

Launched in 2010
$5 million capacity
Insured revenue size up to $15 million
Two-time Celent Model Insurer award-winning technology
Clear to policy issuance in under five minutes
Live Chat-enabled dedicate ESCAPE Underwriters
Low and medium classes
Wholesale-only distribution

The Core Specialty Advantage

Insured revenue size up to $500 million
Admitted and non-admitted paper in 50 states
Field-based, experienced underwriting staff
Low, medium and light E&S classes
Wholesale-only distribution

Product Liability E&S Unit

General Liability & Products Liability
Occurrence or Claims Made Coverage Trigger
Minimum Premium $5,000
Deductibles Starting at $1,000
Non-Admitted Coverage
Broad Manufacturing Appetite
Knowledgeable Experienced Underwriting Staff
Wholesale-only distribution


Todd Dixon
President, Excess Casualty Division
+1 (551) 208 4537


Kardiner Cadet
SVP, eCommerce
+1 (201) 743 7718

Zach Johnston
eCommerce Business Development Representative
+1 (201) 743 7759

Jason M. Subbie
ESCAPE eCommerce Manager
+1 (201) 705 7549

Alyssa Mock
+1 (201) 687 7529

Karen Chamberlain
Senior eCommerce Business Development Representative
+1 (201) 830 2553

Erin Atheney
Senior eCommerce Business Development Representative
+1 (727) 217 2597

Melanie Ehrhardt
eCommerce Business Development Representative
+1 (727) 217 2598

Midwest / West Regions

Barb Habel
VP, Midwest/West Regional Manager
+1 (312) 873 7071

Adam Beans
Senior Underwriter
+1 (312) 873 7104

Melissa Royston
+1 (312) 502-5869

Sarah Bryant
+1 (201) 543-7320

Krystle Young
+1 (201) 744-6947

April Zang
+1 (773) 502-9550

Southeast Region

Nicole Kessler
VP, Southern Regional Manager
+1 (404) 859 0730

Bobby McAuley
+1 (804) 296-7789

Northeast Region

Denise Capone
SVP, Northeast Regional Manager
+1 (201) 561 2728

Kamaldai Bello
Senior Underwriter
+1 (551) 655 3720

Kathy Basirico
Senior Underwriter
+1 (201) 687 1215

Yogi Gharia
+1 (301) 956 3499

Product Liability

Van Spanos
VP, Product Liability
+1 (513) 335 9909


Meghan Flaherty
AVP, Excess Casualty Claims
+1 (201) 743 7713

“We deliver a quick resolution, because we know that’s what wholesalers want. We respond to every submission, only ask relevant questions and promptly turn around competitive quotes. We want Core Specialty to be brokers’ only call.”

Todd Dixon, president, excess Casualty division